Two wheeler insurance provides mandatory personal accident cover of Rs. 1 lakh to the insurer. This accident cover can also be opted for passengers. It also protects against legal liabilities arising due to third party’s injury/death or damage caused to its property.

• Comprehensive and Liability Only Covers
• Instant Policy
• Optional Covers
• Two Wheeler Insurance Renewal or Purchase Online
• Third party property damage and third party physical injury coverage.

This type of insurance covers all those vehicles which are not used for personal purpose. Trucks, buses, heavy commercial vehicles, light commercial vehicles, multi utility vehicles, agricultural vehicles, ambulances etc are covered under this insurance.

• Plan available for both heavy and light commercial vehicle
• Simple and hassle free process with minimal documentation
• Comprehensive Coverage for Partial Loss & total loss arising out of accident, Fire & allied perils, burglary & theft, riots and strikes, damage in transit by air, rail, road and sea.
• Attractive Discounts on no claim and installation of anti theft device.
• Coverage for any Third Party Legal Liability for property damage Bodily injury.

It covers third person who has been injured in an accident involving you and your car. The policy doesn’t provide any direct benefit to the insured. As per Insurance Regulatory and Development of India (IRDA), no insurer can decline to underwrite third party insurance.

• Death or bodily injury to a third party.
• Damage to third party property.
• Accidental death of the vehicle’s Owner or Driver.
• Permanent Total Disability suffered by vehicle’s Owner or Driver.

The following are some of the common mistakes made by consumers in their approach towards Financial Planning

• Make a financial decision without understanding its affect on other financial issues.
• Confuse Financial Planning with investing. Neglect to re-evaluate their Financial Plan periodically.
• Think that Financial Planning is only for the wealthy. Think that Financial Planning is for when they get older.
• Wait until a money crisis to begin Financial Planning. Expect unrealistic returns on investments.
• Think that using a Financial Planner means losing control. Believe that Financial Planning is primarily tax planning.

A Financial Planner is someone who uses the Financial Planning process to help you figure out how to meet your life goals.

• The Planner can take a 'big picture' view of your financial situation and make Financial Planning recommendations that are suitable for you.
• The Planner can look at all your needs including budgeting and saving, taxes, investments, insurance and retirement planning.
• Or, the Planner may work with you on a single financial issue but within the context of your overall situation.
• This big picture approach to your financial goals sets the Planner apart from other Financial Advisors, who may have been trained to focus on a particular area of your financial life.