This health insurance policy considers one against several illnesses, offering advantages like cashless hospitalisation and various add-ons. The entire amount is available for only one and is determined by the age of the insured.

Under this policy, each insured member is entitled to receive the entire amount separately.

The policy comes useful only if the policyholder dies within the timeframe during which the term insurance policy is in force.

Key Benifits of Health Insurance:

• Protection against a large number of critical illnesses
• Flexibility to choose your health cover
• No increase in premiums during the policy term even if your health condition changes
• Long policy term that covers you even in your old age
• Large hospital network so that you have easy access to medical treatment

With this health insurance policy, you can include all your family members against multiple diseases under a single cover. Family floater Mediclaim offers a fixed assured amount for the family members that can be availed either by one or as a lump-sum for treatment of one person.

Family benefit means that the sum, as specified for the proposer under the policy, is available for any one or all members of his/her family for one or more claims during the tenure of the policy. Family mediclaim plans come at a marginally incremental expense.

Key Benifits of Family Floater Health Insurance:

• Mediclaim insurance cover for treatment against illnesses
• Also Covers for accidental injuries and surgery requirement
• Covers planned and unplanned hospitalization expenses till the sum assured coverage amount
• Cash allowance for the days admitted (in Gold plan)

After a time of 2-4 years, various policies consider pre-existing diseases, e.g. diabetes, hypertension, kidney failure, cancer etc. Pre-existing disease cover includes the illness that the insured had before purchasing the policy.

With the rise in medical costs, chances are that your existing health insurance plan does not suffice for expenses due to illness or accidents, the Extra Care health insurance policy takes care of the additional hospitalization expenses.

How does pre-existing illness impact your coverage?

• Buying a health insurance policy after having a pre-existing disease may be slightly difficult, because the insurance companies are reluctant to cover individuals with pre-existing conditions. It holds true not only for health insurance but also for the life insurance policies.
• This is because individuals who already have health problems have a higher chance of recurrent claims in the immediate to near future.

This health insurance plan is designed particularly for anyone with age above 60 years, offering protection from health issues during old age. According to IRDAI, every firm must include people up to the age of 65 years.

Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.

Key Benifits:

• Hospitalization cover including medical bills and room charges
• Cashless Hospitalisation
• Day Care expenses which arise out of technological advancements
• Ambulance Charges are covered
• Pre-existing diseases are covered based on the insurance provider
• No medical test required before availing medical insurance. This is based on insurance provider
• Faster and hassle-free settlement

healthcare is very expensive and nobody wants to fall ill; anyways. So, now we have preventive health care that takes care of you and does not let you fall sick.

This policy considers preventive care, such as regular health check-ups, concession in X-ray fees, consultation fee etc. By offering various healthcare good, this plan aims at keeping you healthy, thereby considering health check-ups at regular intervals.

Preventive care is medical care rendered not for a specific complaint but focused on prevention and early-detection of ailments.

Key Benifits:

• Regular checkups:Under this preventive care plan the policyholder can go for regular checkups at specific hospitals to know if all is right with their current heath.
• Executive plans: This preventive plan gives cover to employees of various organizations so that they can go for regular checkups and the like in the hospitals mentioned in the policy.
• Diabetes plans: Diabetes may affect the vital organs of the body including brain, kidney, liver, and heart. Therefore, regular checkup of patients is necessary. Diabetes plan give you coverage in this regard.