INSURANCE

Insurance, in the simplest terms, means you pay a lump sum to get a leverage or protection against an incident of a large magnitude. So, when the unexpected misfortune is encountered, the insurance company can step in, helping you out to sail through the dirt.

Why you need insurance ?

The good old option, which gives your family the assured sum as a lumpsum amount. You can also enhance your coverage by securing income benefit in case of accidental disability with our rider.

  • We understand that accidental deaths are never expected and hence offer the option which gives your family double the assured sum.
  • Option that gives your family a part of sum assured as lumpsum along with monthly income over a period of 15 years.
  • Insurance products such as Unit Linked Plans help us combat the impact of inflation on our financial goals by providing the option to invest in equity, which is known to deliver one of the best returns from all asset classes, over the long term.
  • This plan is ideal for parents who wish to make provision for Academic, all miscellaneous and extracurricular expenses for their children

We understand that accidental deaths are never expected and hence offer the option which gives your family double the assured sum.

We all care about our family a lot and wish to ensure their financial security in the best possible way if we're suddenly not around to fulfill our responsibilities towards them. A suitable life insurance policy is an ideal way to secure our family's future.

Millions of people buy life insurance every year in India for reasons such as ensuring family security, availing tax benefits etc. If you're the sole bread winner of the family then your untimely demise can cause financial distress.

  • Term Insurance
  • Endowment Policy
  • Money Back Life Insurance
  • Whole Life Insurance

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and one, which considers expenses incurred when availing treatment.

Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable earnings per year.

  • Individual Health Insurance Policies
  • Family Floater Health Insurance Policies
  • Pre-Existing Disease Cover
  • Senior Citizen Health Insurance Plans

While we put our life’s savings into buying or constructing a home but we rarely realize that our home needs a protection in the form of insurance too.

By investing in a good home insurance policy, also referred as home owners insurance, you can protect your home from threats. Situations like burglary, fire, earthquake or destruction of house due to riots are quite common in India.

  • Get comprehensive coverage to both content and structure of your home.
  • Secure your assets from any mis-happening.
  • Timely insurance payouts allow families to go through rebuilding process quickly, helping them to move on and get back to their normal daily lives.

Motor insurance is a coverage which is bought for cars, trucks and other vehicles that ply on roads. Its main objective is to give complete protection against physical damage or loss from natural and man-made calamities.

Car Insurance gives coverage against accidental loss or damages to own car or to a third party. While choosing a car insurance policy, a person should always compare premium offered by various insurers to ensure that he got the best deal. The amount of premium would depend on the make & value of car, state from where it is registered and manufacturing year.

Two Wheeler Insurance: It provides protection to bikes and scooters. The features of two wheeler policy are similar to car insurance.

Safeguard yourself from the unforeseen troubles with the best travel insurance. Compare and select from a wide range of travel insurance plans online.

Situations like loss or theft of baggage, delay of flights leading to financial loss, loss of passport and other important documents and medical emergency are quite common. Travel around the globe without any worries with best travel insurance plans from top travel insurers. The best way to ensure that we can manage such an expected situation is to buy a travel insurance plan.

How to Plan

What kind of insurance do I need?

We Offer you fixed investment options to help you build your wealth at low risk with secure returns, safety, convenience & Tax benefits.

Frequency of Premium Payment

Choice of Frequency of premium payment period - Single premium, Yearly, Half yearly, quarterly and monthly should be carefully exercised

How much insurance coverage do I need?

The amount of insurance coverage you need depends on factors such as the number of dependants, debts or mortgages, lifestyle and investment needs.

How much will you be paying for your insurance cover?

The amount of premium paid depends on the insurance cover you buy. Look at the current benefits your insurance policy provides and opt for a rider accordingly.

What will my insurance policy cover?

Make sure your financial advisor presents you with a list of recommendations, including the types of policies and benefits. Read them thoroughly to be aware of what your policy covers.

Should you replace an existing insurance policy

An insurance policy is a long-term commitment and any decision to cancel a policy should only be taken after careful consideration. Early cancellation of a policy may incur additional fees and charges.